We’re currently with AA, who decided to increase prices by almost 10% for our upcoming renewal. Cove is much cheaper and has got good reviews, mainly about their website and sign up process. However I can’t find any reviews about their claims process. In the past AA has been very good for us whenever we had a claim. Anyone got experience claiming something with Cove?

  • @eagleeyedtiger
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    38 months ago

    I can’t help, but would like to know as well. One of our cars is currently insured with Cove too.

    I feel like I might have seen some comments about them on the PersonalFinanceNZ subreddit, if you don’t mind going back to reddit.

    • @sylverstreamOP
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      38 months ago

      Oh, feel free to DM me your referral link, as I may sign up and I believe you’ll get a discount then?

      • @eagleeyedtiger
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        28 months ago

        Didn’t even realise they had a referral! I’ll find it and send it through thanks!

        • @sylverstreamOP
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          28 months ago

          I just double checked the policy, and if I select the same amount of cover, additional items, Cove is about the same price as AA. So I won’t be switching.

      • @DaveMA
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        48 months ago

        I had a brief look through the reviews, everyone was happy with how good the website was or the customer service. No one seemed to have made a claim. It reminded me of this:

        spoiler

        xkcd tornado app comic

        • @sylverstreamOP
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          38 months ago

          Haha yes. I did find some older reviews with claims. After some better comparison I found they are not much cheaper so we stick with AA.

          • @eagleeyedtiger
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            38 months ago

            Interesting, I wonder if it’s location or car type? They are about $300 cheaper for us than AA. We’re AA members but have been changing insurance every period as there isn’t any discount for loyalty any more

            • @sylverstreamOP
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              28 months ago

              It’s for a Leaf, for some reason they are more expensive to unsure.

              • @eagleeyedtiger
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                28 months ago

                Hmm weird ours is also a Leaf. IIRC at the question where it asks how many days do you use it a week, if I had it at 3-5 days it was cheaper than 6-7 days.

                5 days is about right for us, plus I don’t know how they would verify how many days a week you’ve been using it?

                • @sylverstreamOP
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                  28 months ago

                  We’re using it 6-7 days a week, and then the prices went up indeed, to same level as AA. AA doesn’t ask that question.

                  • @eagleeyedtiger
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                    18 months ago

                    I haven’t seen any others that do. Thats why i wonder how verify that id you claim? I can just say i use it 5 days a week

    • @sylverstreamOP
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      28 months ago

      I don’t mind going back to Reddit. While I like Lemmy, it still doesn’t have the numbers & engagement as Reddit still has unfortunately. Thanks!