As money is tight for a lot of people, I thought it would be nice to share some money saving tips. They may not be applicable to you, but hopefully it’s useful for some.
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Get a bike / ebike for small distances. I’m originally from The Netherlands and we use a bike very often. NZ is so different, most people tend to take the car for every trip. I’ve seen people take the car for a trip of literally 25 meter… I’ve bought an ebike to do my daily commute to the train station and it’s awesome. No traffic stress, saves money, and good for the environment. I’ve got a $1400 ebike, The Warehouse recently had one for less than $1000.
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Get an electric car. We replaced our Corolla with a $15k Leaf with 130km range. The prices have gone down, and a similar model can now be found for $11k or so. It saves us about $3.5k / year on petrol & maintenance. We only use it in the Wellington region, and rarely run out of range. On longer trips we use quick chargers, within 15 minutes it’s back to 80% charge. At least every 70km on state highways there’s a quick charger. While I’m against borrowing money for a car, in this case it may be worth it. With BNZ you can get a 1% loan for 3 years.
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Switch electrical provider. We switched to Octopus Energy. $0 daily charge and cheapest. Also good solar buy back, and cheaper nightly rates to charge an EV. /edit : apparently Octopus no longer has zero daily charge on new connections.
Definitely get quotes, reassess and change every year or when your contract is up for all your utility providers, power, internet, insurance etc. Most companies prioritise new customers over rewarding loyalty. For example I end up switching insurance providers almost every year as there is no benefit for staying. More than likely your premiums go up.
I find it hard to beat out the bank on car and house /contents insurance. But for income protection type stuff, we went to a broker that worked with (among others) the provider we were already with, and he couldn’t work out how our premiums were so high. The quote for the same thing with the same prpvider was much less, and we basically halved it by moving to another provider.
For internet, are there any good deals at the moment? I find it harder and harder to use the comparison websites as they always have hidden clauses and things that mean the top ranked ones are the best. I swear those sites used to be good.
Good call, I should check with my bank too. It’s weird huh, you’d think they would want to retain long term customers, especially those who barely claim.
Probably with basic fibre there might be some deals like x off for so many months or other added benefits. I haven’t looked lately as I’m stuck with 2degrees as they gave me a free static ip and it’s not really cheaper anywhere else for 900/500 fibre
I host some stuff at home but these days use Cloudflare Tunnel so no longer need a static/public IP.
We had 900/500 fibre for a year because I got a 6 months free deal with skinny (still can’t believe what a good deal that was). Never noticed the extra speed over 300/100 so at the end I cut it down to the cheaper plan.
I’m sitting here trying to find a good deal, but I don’t want a free TV, or 6 months of Prime Video. And if you’re gonna give me half price for 6 months then $100 a month afterwards, that’s just $75 a month with extra steps, that’s not even a good deal, I consider that a normal monthly price for 300/100 fiber internet. Maybe there just aren’t any good deals around at the moment.
Possibly there’s not then. Didn’t chorus recently put some prices up? I don’t think there’s very many half price deals any more.
I torrent from home, including seeding to private trackers, so the more the better for me. I guess if you’re mainly streaming, it’s not so important. Definitely see a difference if I’m downloading a large game on Steam too.
Chorus price changes are normally insignificant, a dollar or two a month, but ISPs often use it as a good time to put up their own prices.
I can imagine if you’re seeding then having the extra speed would help, especially the upload speed being 5x faster. I never noticed the extra speed on Steam, either 300 or 900 are plenty fast to not have to wait long for a download.
Thanks! I’ve been looking into energy providers and boy, it’s overwhelming! They’ve certainly diversified and made things complicated…
Yeah, and more annoyingly, some are not listed in e.g. power switch, some don’t have rates on their site, etc. But I’ve just checked and Octopus is still the cheapest for us, mainly because of the $0 daily charge. Their support is also awesome.
Just thought I’d point out that Octopus doesn’t offer $0 daily charge on new connections any more
Ah sorry, didn’t know that. Updated my post.
Cheers, I think their plan was to offer it while breaking into the market. I’m not sure how it’s going to work for people on grandfathered into the plan in the future.
We are with them for a year now. We just got an email that our rates are going up slightly, about 6%. Still zero daily charge.
The thing putting me off with the leafs is the battery degradation. 130km range would do me nicely but as that reduces (especially with fast charging) it gets less viable once it goes under about 100km.
Other EVs that don’t have this problem cost way more at the moment, and I don’t drive enough to justify dropping 30-40k on a car.
I guess you can potentially sell when it’s no longer usable for your needs and you still save compared to an ICE vehicle?
Funny, degredation was my main concern as well. If you don’t QC a lot, the battery degredation is not bad. Our soh has dropped less than 0.5% in 6 months.
Even if it depreciates to 0 dollar (unlikely) in 4 years time we’re still almost break even. And it drives so much nicer than an ICE.
There are also options to convert it to home storage and/or replace the battery with a much bigger and better battery. Eg 16 blade which should release this year.
There are also better 2nd gen Leafs for around the 20k mark. They would still degrade, but range is higher. Also, some are still under warranty.
Interesting, thanks. Yeah I’d heard that they were pretty stable with limited quick charging. The main thing holding me back was a lot leafs on trademe are close to or below that 100km mark would be my very maximum daily range.
True about the depreciation and options for second life as home backup batteries though so maybe something with enough range would be alright for a few years then pass it on. Perhaps I’ll take another look.
A 30kwh leaf with 70% soh has about 135km range and I’ve seen them for around 11-12k. On average they degrade about 1-4% per year.
Also good to keep it below 80% charge
Any questions, just ask!
Cheers, well I have to say you got me interested. I test drove a couple of leafs over the weekend, doing the numbers on it and talking to my bank about finance. I’m still on the fence but more so on working out how much makes the best sense to spend for me right now.
Anyway, I wanted to let you know cause your post was what’s got me thinking hard about it.
Awesome, thank you for letting me know. It really made me smile that you took the time to do that.
Great to hear you’re thinking about it! Some tips, it may be cheaper for you to buy online and get it shipped. We’re in Wellington and it was cheaper to get one from Christchurch than to buy locally.
Also ensure you get one with a proper nz charging cable and the dash converted to English.
Any questions just let me know. Cheers.
Hey, so an update. I’ve put a deposit on a leaf - I took yours (and others) advice and looked further afield. I ended up going up to a ze1 as they seem like really good value. I’m looking forward to getting it.
Nice, thanks for the update. Congrats! Yeah, ze1 is nice. I’d probably do the same if I’d buy one right now again.
Think you made a good decision.
There’s one downside I’ve experienced. I don’t enjoy driving in ICEs anymore, too noisy and variable traction :)
Enjoy your ev and all the best!
Hi mate, how is it going? Did your Leaf arrive yet?
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We were in the same boat and was seriously considering the MG4 @ 40K after rebate. Ultimately we decided to save for now and put down deposit on an imported 40kw Leaf. Should end up around 21K after rebate. The range will be more than enough for around town Hamilton and we’re just planning to slow charge at home. Maybe in future reuse the battery for storage at home. We still have a hybrid for longer trips and will get rid of the old ICE car.
The plan will be to replace the hybrid with a larger EV in the next few years once more models filter down to the second hand market. Even now you can find a few second hand MG ZS EV’s for around 35k.
The only other decent second hand option in the smaller car market is the 2018 Hyundai Ioniqs around 25K. They are all ex-fleet cars here it seems so no rebate unfortunately. They are supposed to have great batteries with very little degradation even with fast charging.
21k for a 40kw leaf after rebate seems like a steal based on what I’m seeing. You get it from a dealer in Hamilton?
Couldn’t find anything at that price with decent SOH in Hamilton sadly. We ordered through DriveEV in Taupo, they do free North Island deliveries. Just waiting now on it to arrive in the country in the next couple weeks.
Ah cool, I had spied them on trademe. Thanks
