A mother and son who argued their car loan interest rate was too high and their repayments should have reduced over time have lost their complaint to Financial Services Complaints Ltd (FSCL).

Controversial take: If you are buying a car for $29 f-ing thousand dollars, with no downpayment, and accepting interest rates over 20%, and can and have afforded to pay $250 per week in repayments, you have no right to be complaining about the interest rate you agreed to.