Everyone knows the classics. Only use cash (eh). Wait 30 days before making a purchase to see if the impulse wears off. Track your expenses. Save X% of your paycheque. But what are some more interesting ones?
Everyone knows the classics. Only use cash (eh). Wait 30 days before making a purchase to see if the impulse wears off. Track your expenses. Save X% of your paycheque. But what are some more interesting ones?
The best thing I’ve ever done is make a chart in excel comparing a few different strategies of retiring early. The end date of all of the plans is much longer than I wanted it to be at my then savings rate.
I stopped buying stuff I didn’t need. Slowed down my research phase of things I did need. Learned some higher standards for things I need/want.
I also was bad about hopping hobbies every few months. That was tough to break.
After some time it broke the cycle of wanting the new thing because it was new. And once you don’t buy things you don’t need, saving is easy. Not sexy but easy.