idk man I just need to vent i guess
my employer “provides” health insurance in exchange for my time and labor, and for that great privilege they take $600 out of my paycheck every month (covers me, my wife, and our 1yo son)
that’s half our monthly mortgage payment; it’s 2/3 our monthly grocery bill
why?
Is this a swing at Europe? Because universal healthcare takes €50-60 per month in taxes, around €15-25 per month that you must pay to your personal healthcare and there’s a €10 per month “hospitalia” that pays for hospital services like rooms. If you get into an operation which would cost $50 000 in the US, in Europe that would cost €2500 here plus €500 for a room, you get around €2000 back from your personal healthcare that’s subsidized by the universal healthcare, and you get €400+ back for the room.
I really don’t get your take, I’m antiwork when it’s abouts profits but I love paying these taxes.
You’re kidding me, right? I lived in a few of those “best healthcare in the world” countries, and I was paying 400-600€ per month. Forcefully. By law.
The healthcare costs afterwards are much lower than in the US exactly because this system exists. But neither OP nor you have even the basics right on how and why those markets are shaped to be this way.
Instead you live in a fairytale world where in the US an evil employer deducted 600$ from your paycheck to pay for your health insurance, while in some universal healthcare countries it’s just “free”.
So, funnily enough, there’s as usual here an army of lemmings upvoting your BS and downvoting me. While the healthcare in Europe is affordable specifically because the government forcefully takes about 600$ out of your paycheck and gives to the insurance. And neither you nor the employer have any chance to say no to that.
I’m from a place in Europe. Had complicated surgery recently. I technically made money from it. And once the scar and minor disability is calculated, I’ll probably make even more. To put things in perspective, I mean.
Disability and “long term health care” often have their own type of government spending. It might look like you’re making money but it’s the same as getting unemployment benefits. Although in this case they are justified by your health instead. These costs are considered to be paid by past and future taxes.
If it’s anything else you’re pretty lucky, but it can quickly turn into minor fraud. If you are working and are getting a lot of money, be sure that they know you are getting this money.
It’s not a lot of money and certainly not worth it. I’m just making a point that I financially go positive rather than negative. The money comes from a private insurer that makes money every year. I’m pretty sure they are on top of things. This is not some advanced insurance scam; it’s the realisation that an accident is something to be compensated for and not punished for. No-one wants to be in an accident (edge cases blah blah).
I see. I wasn’t claiming it was a scam or anything.
Damn it’s really that cheap?
It’s decent and affordable but not cheap. The US is just extremely expensive. I read that hospitals in the US even bill pills that are given to you, separately, at 50 times the actual price or something.
I really wish healthcare would be affordable and possible for everybody because not only does it improve lives medically, but also psychologically as you know they are there to help you.