Combining your wallet (or credit cards) with your cellphone, is foolish and personally irresponsible.
I understand the idea of consolidation and easy access. But phone snatching is so prevalent these days, because of how mindless phone droning makes people unaware of their surroundings. You’re basically just including your ID, credit cards, etc into one neat little package.
Spread out your loss and theft surface.
I hear ya there. I think the context of the original joke was specifically for going to the beach though, not like you tend to have cleaning maids come by to take ‘trash’ off your beach towel. 🤷♂️